State Bank of India
India's largest public-sector lender, with established home-loan products and wide branch reach.
Phase 3 · Financing
Home Loan & EMI.
A home loan turns the purchase of a Prestige Rosewood Phase 3 apartment into a manageable monthly commitment. With approved-lender tie-ups and a time-bound payment plan, financing is straightforward — here is how it works, with an EMI estimator to model it.
Home Loan — Quick Facts
Lender tie-ups
Leading banks & HFCs
Loan-to-value
Typically up to ~75–80%
Tenure
Commonly up to 20–30 yrs
Pairs with
The time-bound payment plan
Project approval
APF with approved lenders
Possession
December 2030
Have a question about this?
Speak with a senior Prestige Rosewood advisor — a quick, no-obligation call.
EMI Estimator
Model your monthly EMI.
Adjust the property value, down payment, interest rate and tenure to see an indicative monthly EMI. This is an estimate to help you plan — your lender confirms the actual figures.
Indicative Monthly EMI
—
Estimated equated monthly instalment
Loan amount—
Total interest—
Total payable—
This EMI estimator is an indicative planning tool only. It assumes a fixed rate for the full tenure and does not account for processing fees, insurance or rate changes. Actual EMI, rate and eligibility are determined solely by your lender.
Approved Lenders
Banks financing Phase 3.
Prestige Rosewood Phase 3 carries project-approval tie-ups with leading lenders — which means the project is pre-appraised and your own loan processing is faster.
HDFC
A long-standing home-loan specialist, known for streamlined processing for apartment purchases.
ICICI Bank
A major private-sector bank offering home loans with digital application and tracking.
Axis Bank
A leading private bank with home-loan options across salaried and self-employed profiles.
Other approved banks
Additional banks and housing finance companies may be empanelled — the sales team can share the current list.
Lender tie-ups are indicative and subject to change. Confirm the current approved-lender list, rates and terms directly with the sales team and each bank.
How It Works
From eligibility to disbursal.
Financing a Phase 3 home follows four clear steps — and the time-bound payment plan keeps the disbursal stage simple.
Check Eligibility
Your loan amount depends on income, existing obligations, age and credit score. Most lenders can give an indicative eligibility quickly.
Pick a Lender
Compare approved lenders on rate, processing fee and service. Project APF tie-ups mean the paperwork is already part-done.
Get Sanction
The lender appraises your profile and the property, then issues a sanction letter setting out the approved amount and terms.
Disbursal on Schedule
The lender disburses against your time-bound payment dates — because the schedule is fixed at booking, disbursals are easy to plan.
The Variables
What shapes your loan and EMI.
Four factors decide how much you can borrow and what the EMI looks like. Understanding them helps you go into a lender conversation prepared.
Loan-to-Value (LTV)
Lenders typically fund up to around 75–80% of the property value; the balance, plus stamp duty and registration, is your own contribution.
Tenure & EMI
A longer tenure lowers the monthly EMI but raises total interest paid. Most home loans run up to 20–30 years, subject to age at maturity.
Credit Score
A strong credit score improves both your eligibility and the rate offered. It is worth checking and, if needed, improving before applying.
Income & Obligations
Lenders assess income against existing EMIs and obligations. A co-applicant with income can increase the eligible loan amount.
Please note: This page is general guidance, not financial advice. It quotes no specific interest rates — rates, eligibility and EMI vary by lender and by borrower. The EMI estimator is indicative only. Confirm all terms with your chosen lender and, where relevant, a qualified financial or tax advisor.
Plan Your Purchase
Payment, pricing and returns.
Payment plan
The time-bound schedule your loan disbursals are planned against.
Price & cost sheet
The full configuration-wise pricing and all-in cost build-up.
Tax benefits
The tax considerations relevant to a home loan and home purchase.
NRI investment
Financing and the buying process for overseas and NRI buyers.
Investment ROI
The appreciation case for a Phase 3 purchase over the ownership horizon.
Booking & EOI
The booking process — and where financing fits into it.
FAQs
Home-loan questions, answered.
Can I get a home loan for Prestige Rosewood?
Yes. Prestige Rosewood Phase 3 has project approval (APF) tie-ups with leading banks and housing finance companies, so home loans are readily available. An APF tie-up means the lender has already appraised the project, which streamlines a buyer's own loan processing.
Which banks finance Prestige Rosewood?
Home loans are available from leading public and private lenders — indicatively SBI, HDFC, ICICI and Axis, among others. Bank empanelment can change over time, so confirm the current approved-lender list with the sales team. The lenders section on this page lists the indicative tie-ups.
How does a home loan work with the time-bound payment plan?
Because Prestige Rosewood Phase 3 uses a time-bound payment plan, every tranche date is fixed at booking. Your lender disburses funds against those known dates as they fall due — so loan disbursal is straightforward to plan with the bank. The payment plan page sets out the full schedule.
What is the EMI on a Prestige Rosewood apartment?
The EMI depends on the loan amount, the interest rate and the tenure you choose. The EMI estimator on this page gives an indicative monthly figure — adjust the property value, down payment, rate and tenure to see how the EMI changes. Actual rates and EMI are confirmed by your lender.
How much loan can I get and what is the down payment?
Lenders typically fund up to around 75–80% of the property value, subject to your income, obligations, age and credit score. The balance — plus stamp duty and registration — is your own contribution. A co-applicant with income can increase the eligible amount. The price page covers the full cost build-up.
Does a home loan on this property have tax benefits?
Home loans in India generally carry tax considerations on both principal and interest, subject to the prevailing rules and your circumstances. The tax benefits page covers this. The information here is indicative and not financial or tax advice — confirm your position with your lender and a qualified tax advisor.
Financing · Prestige Rosewood
Get a financing plan for your home.
Talk to a senior advisor about home-loan options for Prestige Rosewood Phase 3 — approved lenders, indicative eligibility and how disbursal aligns with the time-bound plan. A clear, no-obligation conversation.