Stamp Duty — 5%
Karnataka levies stamp duty at 5% of the consideration or guidance value (whichever is higher) for properties above ₹45 lakh — the bracket every Rosewood unit falls in.
Ownership · Stamp Duty & Sale Deed
The Registration Process — From Agreement to Sale Deed.
Registration is the step that makes a Prestige Rosewood home legally yours. In Karnataka that means stamp duty of about 5.6% with cess, a 1% registration fee, and a sale deed executed at the Sub-Registrar office at possession. Here is the complete process, cost by cost and step by step — updated July 2026.
Registration — Quick Facts
Stamp duty (Karnataka)
5% of value*
Cess & surcharge
≈ 0.6% extra
Registration fee
1% of value
TDS (above ₹50 L)
1% u/s 194-IA
Where registered
Sub-Registrar, Varthur belt
When
At possession (December 2030)
Questions about stamp duty or the paperwork?
Speak with a senior Prestige Rosewood advisor — a quick, no-obligation call.
The Journey
How does the registration process work?
From the agreement you sign after booking to the sale deed that transfers ownership at possession — six well-defined steps, in order.
Milestone
When It Happens
Step
Notes
Agreement for sale
Within ~45 days of booking
Step 1
The agreement-for-sale is executed and registered after booking, as required under RERA. It records the price, schedule and specifications, and is stamped at a nominal value at this stage.
Home-loan tie-up
During construction
Step 2
If you finance the purchase, your lender pre-verifies the title and project approvals. The original documents flow to the bank after registration.
TDS deposit
With each payment
Step 3
For units above ₹50 lakh, the buyer deducts 1% TDS under Section 194-IA on every payment to the developer and deposits it via Form 26QB.
Final demand & dues
On offer of possession
Step 4
Prestige issues the final demand — the possession balance, stamp duty, registration fee, corpus and advance maintenance — with a date for registration.
Sale-deed execution
At the Sub-Registrar office
Step 5
The sale deed is executed and registered at the jurisdictional Sub-Registrar office (Kaveri Online Services handles slot booking and e-stamping in Karnataka). Both parties or their attorneys attend with witnesses.
Khata & handover
After registration
Step 6
The registered deed supports the khata transfer into your name for property-tax records, after which keys are handed over and the association records you as owner.
The sequence is indicative of a standard Karnataka purchase. Prestige's documentation team coordinates the slots, drafts and formalities for buyers at each stage.
The Statutory Costs
What does registration cost in Karnataka?
Four components make up the statutory outgo — together roughly 6.6% of the property value, payable at sale-deed execution.
Cess & Surcharge — ≈0.6%
A 10% cess and a surcharge on the stamp duty take the effective duty in urban Karnataka to roughly 5.6% of the property value.
Registration Fee — 1%
The Sub-Registrar charges a registration fee of 1% of the property value at sale-deed execution, alongside nominal scanning and processing charges.
TDS — 1% (Not an Extra Cost)
The 1% TDS on properties above ₹50 lakh is deducted from payments to the developer, not added on top — but the buyer is responsible for depositing it correctly.
Worked example: on a ₹1.79 Cr apartment, stamp duty with cess and surcharge (~5.6%) is about ₹10.0 lakh and the 1% registration fee about ₹1.79 lakh — roughly ₹11.8 lakh in total, over and above the apartment cost. Rates are statutory and can change; the prevailing rates at the date of registration apply.
Be Prepared
Which documents do you need?
Registration day is straightforward when the paperwork is ready. Four sets cover everything the Sub-Registrar and your lender will ask for.
Identity & PAN
PAN cards and Aadhaar (or passport for NRIs) for all buyers, plus passport-size photographs. PAN is mandatory for registration at this value.
Transaction Documents
The registered agreement-for-sale, payment receipts, the final demand letter, loan sanction letter (if financed) and TDS challans (Form 26QB / 16B).
Project-Side Papers
Prestige provides the sale deed draft, occupancy certificate, RERA registration, khata and tax-paid extracts, and the title chain — your lender will verify these too.
For NRI Buyers
A registered Power of Attorney lets a relative or advisor complete registration on your behalf — the standard remote route. See the NRI investment page for the full flow.
Please note: This page describes the standard Karnataka registration workflow for general guidance — it is not legal or tax advice. Stamp-duty rates, fees, TDS rules and portal procedures are set by statute and can change. Verify the prevailing rates and requirements with the project's documentation team and your own advisor before registration.
Plan Your Purchase
The paperwork, in context.
Price & cost sheet
The all-inclusive cost build-up — including stamp duty and registration.
Payment plan
The time-bound tranche schedule that leads up to registration day.
RERA status
Karnataka RERA registration, escrow protections and buyer rights.
Approvals & legal
The title chain, sanctions and NOCs your lender verifies before the deed.
NRI investment
The GPA route — completing registration remotely, FEMA-compliantly.
Maintenance cost
The corpus fund and advance maintenance also payable at possession.
FAQs
Registration questions, answered.
What are the registration charges for Prestige Rosewood?
For an apartment at Prestige Rosewood, budget approximately 6.6% of the property value in statutory charges — stamp duty at 5% plus cess and surcharge (effectively ~5.6% in urban Karnataka), and a 1% registration fee. On a ₹1.79 Cr unit that is roughly ₹11.8 lakh. Rates are set by the Karnataka government and can change — confirm the prevailing rates at registration.
When does registration happen for an under-construction flat?
In two stages. The agreement-for-sale is registered shortly after booking (within about 45 days), as RERA requires. The sale deed — the document that transfers ownership — is registered at possession, indicatively December 2030 for Phase 3, once the occupancy certificate is in place and the final dues are cleared.
What is the step-by-step registration process?
Broadly six steps: register the agreement-for-sale after booking; complete the loan tie-up if financing; deduct and deposit 1% TDS on payments (units above ₹50 lakh); clear the final demand at offer of possession; execute the sale deed at the jurisdictional Sub-Registrar office — Karnataka's Kaveri Online Services portal handles slot booking and e-stamping; then complete the khata transfer and take handover. The table on this page details each step.
Is stamp duty calculated on the agreement value or guidance value?
On the higher of the two. Karnataka stamp duty applies to the sale consideration or the government guidance value for the property, whichever is greater. For a new Prestige launch the agreement value is typically the higher figure, so duty is effectively on your purchase price (the apartment cost component, per prevailing rules on charges like car parking).
Do I need to be present in person for registration?
Buyers normally attend the Sub-Registrar office in person with witnesses. If you cannot — NRIs most commonly — a registered Power of Attorney holder can execute the deed on your behalf. The NRI investment page covers the GPA route, FEMA compliance and remote completion in detail.
Is GST payable in addition to stamp duty?
Yes, but at a different stage. GST (currently 5% without input credit for non-affordable under-construction homes) applies to the instalments you pay during construction. Stamp duty and the registration fee are separate state levies payable at sale-deed registration. Both are set out in the all-inclusive cost sheet. Tax rates can change — this is general information, not tax advice.
Registration Process · Prestige Rosewood
Get a unit-specific registration estimate.
Talk to a senior advisor for the exact stamp duty, registration fee and possession-day outgo for your shortlisted unit — one clear document, no surprises. A no-obligation conversation.